Job Description

Community bank in north central Iowa seeks a growth-minded Ag Loan Officer. Seeking individual with strong track record in ag sales and solid understanding of ag operations. Charged with building and managing a high-quality ag loan portfolio while building trusted relationships with producers, ag businesses and landowners. Duties include:

• Proactively source, develop, and close new ag lending opportunities through field visits, farm calls, agribusiness events, and referral networks.
• Structure credit solutions for operating lines, equipment, livestock, real estate, and facility improvements tailored to farm cycles and risk profiles.
• Gather financials, analyze repayment capacity, collateral, and market conditions; prepare credit memos; and present recommendations.
• Maintain ongoing contact with borrowers, monitor loan performance, and support renewals, modifications, and cross-sell opportunities.
• Represent the bank at local ag events, FFA/4-H, extension meetings, and commodity groups to deepen brand presence and trust.
• Adhere to policy, regulatory requirements, and prudent credit administration.

• Requirements:
• 3-7 years in agricultural product sales or agribusiness development required.
• Proven success generating and closing business in ag-related products or services (e.g., seed, feed, equipment, inputs, precision ag, or insurance).
• Demonstrated success in pipeline management, territory development, objective/goal achievement.
• Practical understanding of crop and livestock operations, input costs, yields, and risk management.
• Ability to speak the language of producers and tailor solutions to farm realities.
• Bachelor’s degree preferred (Agribusiness, Ag Economics, Business, Finance, or related) or equivalent experience.

Interested? Email or Call Tammy Jensen at 712-779-2051

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