Loan Officer Job at Explorers Federal Credit Union, Yankton, SD

ckcrVEFjOWkwMjJ5a3hqdnJxR041d2lIZlE9PQ==
  • Explorers Federal Credit Union
  • Yankton, SD

Job Description

Loan Officer

Location: Yankton, SD (Tea, Springfield, Parkston considered) Full-Time | In-Branch

At Explorers Credit Union, we believe in financial empowerment and exceptional service. We’re looking for a Loan Officer to guide members through important financial decisions by providing knowledgeable, accurate, and member-focused lending solutions. This role blends relationship-building with analytical work in a fast-paced, collaborative environment.

What You’ll Do

  • Interview members and process consumer loan applications for secured and unsecured products, including credit cards.
  • Research, verify, and analyze financial and credit information to support sound lending decisions.
  • Evaluate member creditworthiness and approve loans within assigned authority, referring exceptions as needed.
  • Ensure all loan documentation is complete, accurate, and compliant with Credit Union policies and regulations.
  • Communicate with members, coworkers, creditors, insurance companies, and realtors to resolve application questions or issues.
  • Explain and offer ancillary loan products such as GAP, Debt Protection, and mechanical breakdown coverage.
  • Manage a high volume of loan applications with a focus on same-day turnaround and service excellence.
  • Participate in special projects and perform other duties as assigned.

What You’ll Bring

  • High School Diploma or GED required; Associate degree or higher preferred.
  • 1–3 years of lending and/or financial services experience preferred.
  • Strong analytical skills and ability to apply basic math concepts such as percentages and ratios.
  • Excellent written and verbal communication skills with a member-first mindset.
  • Ability to manage multiple applications simultaneously with accuracy, attention to detail, and confidentiality.
  • Comfort working in a fast-paced environment with high workload expectations.
  • Willingness to obtain a South Dakota Notary Public license within six months of hire.
  • Ability to obtain an NMLS number to accept mortgage applications.

(Loan Officer level and salary grade will be determined based on experience and qualifications.)

Why Explore With Us?

  • Invested in Your Growth: We support your career with ongoing training, mentorship, and clear paths for professional advancement.
  • Growth‑Mindset Culture: Innovation, learning, and continuous improvement are part of who we are—and how we serve our members.
  • Community at the Core: Make an impact beyond the branch. Receive up to 16 hours of additional time for volunteering in the community.
  • Time to Recharge: Enjoy 15 days of PTO (increasing with tenure), 11 paid holidays, and your birthday off.
  • Strong Retirement Support: Build your future with a 401(k) program featuring a 2% employer match plus a 4% nonelective contribution.
  • Total Rewards That Matter: Competitive pay plus a comprehensive benefits package valued at up to $20,000 annually, including health, dental, and vision coverage; retirement contributions; paid time off; bonus potential, and company‑paid life and disability insurance.

 

Whether you’re growing your lending career or ready for the next step, this role is more than a job—it’s a chance to make a meaningful impact in members’ financial lives. Apply today and help guide our members toward financial success.

 

Job Tags

16 hours, Full time

Similar Jobs

Ripple Effect Consulting

Class A 4 Day Work Week Local Regional CDL A Job Job at Ripple Effect Consulting

Class A 4 Day Work Week Local Regional CDL A JobLocal/Regional 4 day work week, dedicated route 5th day on-call for $1502 days out and 2...  ...Number: (***) ***-**** Tell em' Gary's Job Board sent you.This truck driving job may have an alternate application method. Look in... 

Burbank Healthcare and Rehabilitation Center

Social Services Assistant - Must Have Experience!! Job at Burbank Healthcare and Rehabilitation Center

 ...We are seeking a Social Services Assistant to join our team! Under the direct supervision of the Social Services Director the primary purpose of...  ...Assistant Requirements Proven work experience as a social worker Fully vaccinated against COVID-19 including Booster... 

Pacific Aviation

Flight Operations and Aircraft Flight Dispatcher Job at Pacific Aviation

 ...evaluated on the basis of merit alone. About the position: Pacific Aviation is looking for Aircraft Dispatchers to join our Los Angeles International Airport (LAX) flight operations team. Core Responsibilities: Flight Operations Responsible for the safety and... 

Bullock Protection LLC

Armed Security Officer Job at Bullock Protection LLC

 ...Job Posting: Armed Security Officer Bullock Protection LLC Job Description Bullock Protection LLC, a leader in private security services, is currently seeking to fill a role for a dedicated and vigilant Armed Security Officer. The chosen candidate will be part... 

FIVE19 Creative

Art Director Job at FIVE19 Creative

 ...FIVE19 is seeking an experienced and talented Art Director to join our growing team. As an Art Director, you will be responsible for leading and executing the artistic direction of marketing and advertising campaigns. Working closely with our creative team, you will use...