Loan Officer Job at Explorers Federal Credit Union, Yankton, SD

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  • Explorers Federal Credit Union
  • Yankton, SD

Job Description

Loan Officer

Location: Yankton, SD (Tea, Springfield, Parkston considered) Full-Time | In-Branch

At Explorers Credit Union, we believe in financial empowerment and exceptional service. We’re looking for a Loan Officer to guide members through important financial decisions by providing knowledgeable, accurate, and member-focused lending solutions. This role blends relationship-building with analytical work in a fast-paced, collaborative environment.

What You’ll Do

  • Interview members and process consumer loan applications for secured and unsecured products, including credit cards.
  • Research, verify, and analyze financial and credit information to support sound lending decisions.
  • Evaluate member creditworthiness and approve loans within assigned authority, referring exceptions as needed.
  • Ensure all loan documentation is complete, accurate, and compliant with Credit Union policies and regulations.
  • Communicate with members, coworkers, creditors, insurance companies, and realtors to resolve application questions or issues.
  • Explain and offer ancillary loan products such as GAP, Debt Protection, and mechanical breakdown coverage.
  • Manage a high volume of loan applications with a focus on same-day turnaround and service excellence.
  • Participate in special projects and perform other duties as assigned.

What You’ll Bring

  • High School Diploma or GED required; Associate degree or higher preferred.
  • 1–3 years of lending and/or financial services experience preferred.
  • Strong analytical skills and ability to apply basic math concepts such as percentages and ratios.
  • Excellent written and verbal communication skills with a member-first mindset.
  • Ability to manage multiple applications simultaneously with accuracy, attention to detail, and confidentiality.
  • Comfort working in a fast-paced environment with high workload expectations.
  • Willingness to obtain a South Dakota Notary Public license within six months of hire.
  • Ability to obtain an NMLS number to accept mortgage applications.

(Loan Officer level and salary grade will be determined based on experience and qualifications.)

Why Explore With Us?

  • Invested in Your Growth: We support your career with ongoing training, mentorship, and clear paths for professional advancement.
  • Growth‑Mindset Culture: Innovation, learning, and continuous improvement are part of who we are—and how we serve our members.
  • Community at the Core: Make an impact beyond the branch. Receive up to 16 hours of additional time for volunteering in the community.
  • Time to Recharge: Enjoy 15 days of PTO (increasing with tenure), 11 paid holidays, and your birthday off.
  • Strong Retirement Support: Build your future with a 401(k) program featuring a 2% employer match plus a 4% nonelective contribution.
  • Total Rewards That Matter: Competitive pay plus a comprehensive benefits package valued at up to $20,000 annually, including health, dental, and vision coverage; retirement contributions; paid time off; bonus potential, and company‑paid life and disability insurance.

 

Whether you’re growing your lending career or ready for the next step, this role is more than a job—it’s a chance to make a meaningful impact in members’ financial lives. Apply today and help guide our members toward financial success.

 

Job Tags

16 hours, Full time

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